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Updates from the San Francisco District Office


$20 Billion in funding Approved for more than 54,000 California Small Businesses in under 10 days under the Paycheck Protection Program

The CARES Act established a new $349 billion Paycheck Protection Program. Since launching on April 3rd, that program has approved over $20 Billion for California Small Businesses.

The new loan program is helping small businesses with their payroll and other business operating expenses. It is providing critical capital to businesses without collateral requirements, personal guarantees, or SBA fees – all with a 100% guarantee from SBA. All loan payments are deferred for six months. Most importantly, the SBA will forgive the portion of these approved loan proceeds that are used to cover the first eight weeks of payroll costs, rent, utilities, and mortgage interest.

Nationally, the PPP program has now approved more than 1 million loans.  More than $247 Billion has been approved through a network of 4,664 lenders nationally.

See the April 14 PPP Report

Additional Guidance Released for Paycheck Protection Program

On March 27th, the CARES Act was signed into law. One of the programs under that new act was the Paycheck Protection Program. The Treasury Department and the SBA have continued to provide additional guidance on this program as the program has grown over the past two weeks.

Paycheck Protection Frequently Asked Questions

(Updated!)

Self-Employed Applicants

(New!)

For Lenders

(New!)

FAQ for Faith-Based Orgs.

Program Interim Rules

Treasury Department Resource Hub

Finding a Paycheck Protection Program Lender

The SBA cannot accept PPP applications directly.  Business owners must apply and be accepted by a lending partner and each lending partner is different in terms of how they choose to extend the PPP program to clients.  SBA does not require lenders to limit the program to existing customers, but some have chosen to do that at their own discretion.

 A full list of participating banks is on the SBA website, you can find a list of the top local SBA lenders here, or a list of all of the local SBA lenders in our resource guide.

Our  Small Business Development Centers (1-833-ASK-SBDC) are also actively connecting business owners to lenders as they find them.

SBA Office of Disaster Assistance announces Changes to the Economic Injury Advance Program

On March 29, 2020, following the passage of the CARES Act, the SBA provided small business owners and non-profits impacted by COVID-19 with the opportunity to obtain up to a $10,000 Advance on their Economic Injury Disaster Loan (EIDL). The Advance is available as part of the full EIDL application and will be transferred into the account an applicant provides shortly after their application is submitted.

To ensure that the greatest number of applicants can receive assistance during this challenging time, the amount of an applicant’s advance will be determined by the number of their pre-disaster (i.e., as of January 31, 2020) employees. The Advance will provide $1,000 per employee up to a maximum of $10,000.

Comparisons of the Paycheck Protection Program and Economic Injury Disaster Loan Program

PPP vs EIDL

Since March 17, SBA has taken the following major steps to support business owners:

CARES Adds Additional Options and Benefits to Economic Injury loan Program



As a public service, the SBA may provide links to other organizations that provide information of benefit to small businesses. The links below are external links. They do not constitute an endorsement by the SBA of the opinions, products or services presented on the external sites, or of any sites linked to it.


Updates from throughout the region


Northern California Small Business Development Center Launches Small Business Hotline

You can now call 833-ASK-SBDC (833.275.7232) to reach the Northern California Small Business Development Center’s call center for SBDC support and business financial urgent care.  Partners are welcome and encouraged to share this resource with their clients.  There are two email addresses as well that are being served by the new call center as well:

Email [email protected] for assistance with available loans.

Email [email protected] para asistencia en español.

The Governor’s Office of Business and Economic Development is compiling updates, programs, and guidance for employers across state agencies

The Governor’s Office of Business and Economic Development has compiled helpful information for employers, employees and all Californians as it relates to the COVID-19 outbreak.  They have recently updated and included these resources on a new website dedicated to COVID-19 news.

New programs and updates are being made to this page often. Since the last update changes have been made to this place.

See the State of California’s new hub for business owners

Benefits for Workers Impacted by COVID-19

The California Labor and Workforce Development Agency is keeping a central summary chart of resources available to employees from different state and federal programs.  Employers should share this resource with their employees.

See the Summary Chart Here

Collections of Coronavirus Small Business Resources

Small Business Supporters throughout California have been consolidating some of the programs and options being made available to businesses in response to the Coronavirus impacts on business owners. Here are some of the consolidated resource guides to different programs that have started in the past week:

SBDC Resource Guide

Go-Biz Resource Guide

CAMEO’s Resource Guide


Community Resources


Printable SBA Handouts

SBA Lending Data Dashboard

San Francisco District Office Contacts


Julie Clowes, District Director (415) 744-8474 [email protected]
Carlos Gutierrez, Deputy District Director (415) 744-8475 [email protected]
Noah Brod, Economic Development Specialist (415) 744-4244 [email protected]v
Marlow Schindler, Lead Lender Relations Specialist (415) 744-6771 [email protected]